iplicitPay
From invoice to payment. One platform. No workarounds.
If paying suppliers still means exporting files and switching systems, your AP process isn’t complete. iplicitPay is here to to close the loop.

iplicitPay
From invoice to payment. One platform. No workarounds.
If paying suppliers still means exporting files and switching systems, your AP process isn’t complete. iplicitPay is here to to close the loop.

Because your AP process shouldn't stop at the approval stage
Invoice to payment, without the gaps
Capture invoices, route approvals, and pay suppliers, all from the same platform. No bank files, no juggling different formats. No switching systems mid-workflow. What used to take hours now takes minutes.
Pay on your terms
Schedule payments to meet supplier deadlines. Just prepare payment runs and hit approve. Know exactly where every payment stands without logging into your bank.
Bank-grade security, no extra steps
Every payment authorised through your bank's own authentication, the same process you use today. FCA-regulated infrastructure connects you to hundreds of UK institutions. No wallets, no workarounds.
Five minutes to set up. Then it just works.

Step 1:
Connect your bank
Link your account once. iplicitPay connects to your bank through Open Banking.

Step 2:
Select and Schedule
Choose which bills to pay - one or many. Set payment dates that work for your cash flow and supplier terms.

Step 3:
Authorise and track
Approve through your bank's authentication. Payments clear in real time, with automatic reconciliation back into iplicit.
Reclaim the hours you lose to payment admin.
Exporting files, uploading to your bank, tracking what's cleared, reconciling manually. It adds up.
iplicitPay removes all that. Payments flow directly from approved invoices to suppliers, and reconciliation happens automatically.

This is what complete AP looks like
Growing organisations often have to choose between two poor options.
Either they stay with small business tools they've outgrown or they go for an enterprise platform that still relies on file exports and disconnected payment systems.
iplicit gives you everything mid-market finance needs – configurable approval workflows, multi-entity support, and built-in payments. It’s end-to-end AP in one platform, not three.

See how it works
Watch iplicitPay in action, from setup to payment execution, on demand. We walk through the complete workflow and answer the questions finance teams actually ask.
Real success, from real finance teams
FAQs
iplicitPay connects to hundreds of UK financial institutions through Crezco's FCA-regulated infrastructure, including all major UK banks.
Under five minutes. Connect your bank once and you're ready to pay.
We're starting with UK domestic payments in GBP, with plans to add more currencies.
Every payment requires authorisation through your bank's own secure authentication, the same process you use today. No payment credentials are stored in iplicit.



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